Tennesseee Health Care Campaign (THCC)

Working for guaranteed affordable choices

Young Adults Now Have Peace of Mind

Posted by Beth Uselton on September 23, 2010

Here at the Tennessee Health Care Campaign, we are excited to see key provisions of the health care reform bill already going into effect just six months after it was signed into law. One really cool thing that we’re looking forward to is the fact that young adults are now allowed to stay on their parents’ insurance plan until their 26th birthday.  Starting on September 23, 2010 all new and renewing insurance plans must allow parents to add their young adult children back onto their family policy if they choose. You don’t need to be a student.  You don’t have to be a dependent on your parents’ taxes.  You can be married. You can even live in another state!  The only stipulation is that you can’t already have insurance offered through your job.

This is great news for a young man in Jackson, TN. He was recently dropped from his parents’ insurance after reaching the policy’s age limit. This meant that he and his family could no longer afford the medication for his bipolar affective disorder. Now, thanks to the Affordable Care Act, he can get back on the family plan and receive the care he needs.

Young adults represent the largest group of uninsured people in the U.S. (more than 10 million uninsured adults are age 19 – 26!) But they are also the healthiest. Making sure that they are in the risk pool helps to lower premiums for the rest of us. It also provides them and their families with much-needed security and peace of mind. Because they no longer have to worry about losing heir health insurance just because they are graduating or working at a job that doesn’t offer health insurance, many parents and their adult children are going to be able to sleep much easier.

To take advantage of this new benefit in the law, parents should contact their employer or their insurance company.  To learn more about how the new health care law benefits you, your family, and the rest of the Tennessee, visit our Health Reform Hub at www.thcc2.org.


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